We do not handle any of the following cases: And we do not handle any cases outside of California. A conviction under this statute may cause you to lose your gun rights. Taking more than you are entitled to by law can be interpreted as stealing from the other beneficiaries of the estate. If you are unsure of what or how much money is owed, youll need to place a notice in the official public record of deceased estates. So, while the executor of the estate (if there's a will) or the family (if not) are usually responsible for arranging the funeral, they can: Pay for it using funds from the bank account of the person who died. This website contains general information In some states, the penalty may be as much as 10 years in prison and a fine of up to $10,000. What Is A Quiet Title? What Generally Prompts Someone To Set Up An Estate Plan? Are There Any Benefits To Filing For Divorce Before Your Spouse? Some states allow people to revoke Payable-on-death designations in their wills if the will specifically identifies the account. If a bank account has no joint owner or designated beneficiary, it will likely have to go through probate. Please acknowledge receipt to our concerned Regional Office. WebPenal Code Sections 484e, 484f, 484g, 484h, 484i, and 484j all make it a crime to commit credit card, debit card, and/or access card fraud. Please help us keep BankersOnline FREE to all banking professionals. frequently check online accounts with financial institutions for unfamiliar withdrawals. Penal Code /. After death, the beneficiary can claim the money by going to the bank with a death certificate and identification. I also practice Family Law, with a focus on keeping relationships between the soon to be Exs civil for the benefit of their children and allowing both to walk away quickly with their heads held high. What Is A Brain Injury and Why Do I Need A Lawyer? It is not legal to withdraw money from a deceased parent's bank account using atm card and pin. custody in county jail for up to one year, and/or, imprisonment in state prison for up to three years, and/or. This section makes it a crime to: Penal Code Sections 484e, 484f, 484g, 484h, 484i, and 484j all make it a crime to commit credit card, debit card, and/or access card fraud. This means it is a defense for you to say you did not act with this requisite intent. I agree to the Privacy Policy and Terms of Use. In this case, since Mother is the personal representative and she is also the one who illegally withdrew money from the bank account, it is unlikely that she will file a case against herself. The amount of the commission is about three percent of the value of the estate. The amount lying in the said account will be disbursed amongst the legal heirs based on succession certificate or as per the Court order, if any. 4) if any nomination had been made by deceased payment wound be made to survivors / nominees, All State and District Central Co-operative Banks, Settlement of claims in respect of deceased depositors Simplification of Procedure. Personal identifying information includes things such as: The full language of the statute reads as follows: 530.5 (a)Every person who willfully obtains personal identifying information, as defined in subdivision (b) of Section 530.55, of another person, and uses that information for any unlawful purpose, including to obtain, or attempt to obtain, credit, goods, services, real property, or medical information without the consent of that person, is guilty of a public offense, and upon conviction therefor, shall be punished by a fine, by imprisonment in a county jail not to exceed one year, or by both a fine and imprisonment, or by imprisonment pursuant to subdivision (h) of Section 1170. You are guilty of violation of California Penal Code Section 484 (e) (c) Every person who, with the intent to defraud, acquires or retains possession of an access card without the cardholder's or issuer's consent, with intent to use, sell, or transfer it to a person other than the cardholder or Answered on Mar 27th, 2013 at 1:51 PM. "aggregateRating": {
How Would You Define A Successful Outcome In A Divorce? Youll be able to see that theres a payable-on-death beneficiary when you look at the deceased persons bank statements; just look for the term payable-on-death in the account name. Before you worry too much about losing everything that you have worked for, before you permit yourself to be bullied by your soon to be ex, before you shed one more tear in silence, call me. We are not your attorney, Support our advertisers and sponsors by clicking through to learn more about their products and services. 2013-2023 Kaanoon Corporation. The funeral home will know better and not accept it as payment (unless the person using the card was an owner in the account). 1.2. Failing to do this, or continuing to use the person's bank card to make payments or withdrawals, is illegal. There can also be criminal a penalty, but most estate theft allegations do not escalate to criminal prosecution. (2)Every person who, with actual knowledge that the personal identifying information, as defined in subdivision (b) of Section 530.55, of a specific person will be used to commit a violation of subdivision (a), sells, transfers, or conveys that same personal identifying information is guilty of a public offense, and upon conviction therefor, shall be punished by a fine, by imprisonment pursuant to subdivision (h) of Section 1170, or by both a fine and imprisonment. The customer had an agreement with a finance company to debit the account monthly until the debt is paid in full. If the deceased died leaving no will then the law state that is entitled to apply for probate, known as an administrator. There is no fraud or theft in debiting the account for these pre-authorized items, especially when they have not received any proof that the bank account owner is dead. As the executor, it is down to you withdraw any money and distribute it to the beneficiaries according to the will. Who actually pays for credit card fraud? Without succession certificate, withdrawing the deposits amounts to illegality. The next priority is federal taxes. willfully obtaining and unlawful purpose, and. But usually, this responsibility falls on the person's next of kin or estate representative. No, do not use the individual's assets for anything without going through the proper steps. How long does a $10000 check take to clear? Please complete the form below and we will contact you momentarily. He plans on using them to purchase a new television for his home. What Are The Top Misconceptions About Working With An Attorney For A Divorce? This is the case even if you need to access some of the money to pay for the funeral. 3. Using a credit card that belongs solely to someone who has died is fraud even if the person using the card was an authorized user or had permission to use the information contained in birth and death certificates. Under both state and federal banking laws, you can add pay-on-death beneficiaries to your bank accounts. If there is more than one legal heir then succession certificate ought to be obtained to realise the funds. 1 attorney answer. How to Screw Up Your Bankruptcy Discharge, Qualified Personal Residence Trust QPRT. 12th Floor Typically, when someone dies banks and building societies freeze their accounts until the person dealing with their estate has applied for an official document known as a Grant of Probate. It may be criminal depending in who used it. In California, you can add a "payable-on-death" (POD) designation to bank accounts such as savings accounts or certificates of deposit. Dont make someone a co-owner on an existing account unless you want them to inherit the money without any strings attached. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); 8833 South Redwood RoadSuite CWest Jordan, UT 84088. Examples of crimes under these sections are: Per Penal Code 470 PC, you commit forgery when you: Penal Code 530.5e PC says that you commit the crime of mail theft if you: Note that people sometimes commit mail theft in order to gain access to personal identifying information to commit ID theft. WebNew York Penal Law 155 describes the sentencing guidelines for someone using a dead persons credit card. The sentence depends on the amount that the executor steals. Its quick, easy, and anonymous! How Is A DUI Defined In The State Of Utah? Banks should report to the Board, at appropriate intervals, on an ongoing basis, the details of the number of claims received pertaining to deceased depositors / locker-hirers / depositors of safe custody article accounts and those pending beyond the stipulated period, giving reasons therefor. You can call us at 718-509-9774 or send us an email at attorneyalbertgoodwin@gmail.com. Most bank accounts that are held in the names of two people carry with them whats called the right of survivorship. To collect funds in a payable-on-death( POD)bank account, all the beneficiary needs to do is go to the bank and present ID and a certified copy of the death certificate (if the bank doesnt already have one on file). Privacy Policy. Anunlawful purposeincludes unlawfully obtaining, or attempting to obtain: Note that a district attorney does not have to prove you acted with an intent to defraud to be guilty under 530.5 PC.6. carefully review credit reports and credit scores, invest in data security- and identity theft protection software, personate someone falsely (that is, pretend to be them), and. The complainant also should have locus standi in the matter. Do the following to help reduce the risk of ID theft: Also see the Federal Trade Commission (FTC) website. The sentence depends on the amount that the executor steals. We want to help you. Federal penalties for using a "device" to commit fraud (the law defines a credit card as such a device) can include up to 20 years in prison, plus fines and What are the potential benefits of using email compared to paper letters? What Factors Constitute A Viable Personal Injury Claim? Are bank statements good enough for taxes? Now you have the official will, death certificate and grant of probate (or letters of administration if there was no will), you can inform any banks, building societies, utility companies and insurers of the death. Two months and one day after the notice is published and provided no other creditors have come forward, you can distribute the remaining estate amongst the beneficiaries. What Has Been Your Experience In Handling Personal Injury Cases? That means that when the account owner (or the last surviving owner, in the case of a joint account) dies, the payable-on-death (POD) beneficiary can simply claim the money from the bank. Prosecution under this subdivision shall not limit or preclude prosecution under any other provision of law, including, but not limited to, subdivisions (a) to (c), inclusive, of this section. Father had $100,000 in the bank when he died with no debts. The fact that she put it back on the credit card would create huge problems for anyone who used it after she died. Anyone using a dead person's debit card can be subject to criminal prosecution for theft from the estate, even if they are one of the beneficiaries. However, there is hardly any chance that this question will arises. Common defenses include showing that there was: A violation of this code section is awobbleroffense. Why Do People Avoid Or Delay Making Their Estate Plan? What are some tips to avoid having your identity stolen? [1] SCP 711 Suspension, modification or revocation of letters or removal for disqualification or misconduct, [5] SCP 719 In what cases letters may be suspended, modified or revoked, or a lifetime trustee removed or his powers suspended or modified, without process, 718-509-9774 Following is a list of ten methods you should think about as ways to reduce your estate taxes. Mother, however, had Fathers debit card. What Are The Biggest Mistakes People Make After A DUI Arrest? a persons name, date of birth, address and telephone number. Do The Assets In A Trust Have To Be Maintained In Some Way? or you might want to give a family member easy access to the funds in an account after your death, with the understanding that the money will be used for your funeral expenses or some other purpose youve identified. If, however, the total value of your probate assets is small enough to qualify as a small estate under your states law, then the people who inherit from you will have simpler, less expensive options. In order to avoid hardship to the survivor(s) / nominee of a deposit account, banks are advised to obtain appropriate agreement / authorization from the survivor(s) / nominee with regard to the treatment of pipeline flows in the name of the deceased account holder. (b)In any case in which a person willfully obtains personal identifying information of another person, uses that information to commit a crime in addition to a violation of subdivision (a), and is convicted of that crime, the court records shall reflect that the person whose identity was falsely used to commit the crime did not commit the crime. drivers license numbers with the Department of Motor Vehicles and passport information. A solicitor will be able to help you with the process. The court can discharge the executor and replace them with someone else, force them to return the money and take away their commissions. Dismissal After Passing Chapter 7 Means Test. Depending on the facts of a case, a prosecutor may have to prove you acted with the intent to defraud to show guilt. The Bank will not know as to who has withdrawn the amount of the dead person. We, at the law offices of Albert Goodwin, are here for you. 2. The bank cannot criminally prosecute the heirs of the deceased account holder for withdrawing money without notifying it. NABARD has been advised to formulate a Model Operational Procedure (MOP) for settlement of claims of the deceased constituents, under various circumstances, consistent with the instructions contained in this circular, for adoption by the banks. How Long Do Personal Injury Claims Typically Take To Get Resolved? Restitution. He claims before she died that she told him to take out money so he could pay her PDF: Download Authenticated PDF. When you need legal help with an estate, probate or trust administration, please call Ascent Law for your free consultation (801) 676-5506. Typically, fees such as fiduciary, attorney, executor and estate taxes are paid first, followed by burial and funeral costs. Probate Law FAQs (Frequently Asked Questions), Is It Illegal To Withdraw Money From A Deceased Person's Account, Getting Guardianship of Your Aging Parent, 10 Ways Your Spouse Can Hide Money in Divorce. Get legal answers from lawyers. (f)An interactive computer service or access software provider, as defined in subsection (f) of Section 230 of Title 47 of the United States Code, shall not be liable under this section unless the service or provider acquires, transfers, sells, conveys, or retains possession of personal information with the intent to defraud. 7. When a bank account owner dies with assets that are insured by the Federal Deposit Insurance Corporation (FDIC), their FDIC coverage continues for six months after death. Californias Attorney Generals office has published a checklist as an identity theft resource for victims to follow. If you own an account in your own name, and dont designate a payable-on-death beneficiary then the account will probably have to go through probate before the money can be transferred to the people who inherit it. What Are The Penalties Associated With A DUI Conviction? A criminal record can affect job, immigration, licensing and even housing opportunities. Laws that protect individuals from credit/debit card theft have broadened to include increased punishments and overlap with other offenses. 300 Cadman Plaza W A customer had a recurring monthly debit post via debit card transaction. giving a police officer someone elses drivers license information to avoid a ticket. Get legal answers from lawyers in 1 hour. Surviving relatives won't usually be responsible for paying off any outstanding debts, unless they acted as a guarantor or are a co-signatory of the debt. Californias Attorney Generals office has published a checklist, People v. Barba (2012) 211 Cal.App.4th 214, Linares-Gonzalez v. Lynch (2016) 823 F.3d 508. drivers license numbers and passport information. Detailed guidelines in this regard are, however, being issued separately. In this regard, banks could consider adopting either of the following two approaches: The bank could be authorized by the survivor(s) / nominee of a deceased account holder to open an account styled as 'Estate of Shri ________________, the Deceased' where all the pipeline flows in the name of the deceased account holder could be allowed to be credited, provided no withdrawals are made. Which Chapter Of Bankruptcy Is Better For A Persons Credit? Do banks share information with government? "ratingCount": "118"
If your estate does not have enough money to cover the costs of your final arrangements, your executor will look to your relatives to pay these bills. Lawyers are available now to answer your questions. Who Do You Represent In These Cases? The bank could be authorized by the survivor(s) / nominee to return the pipeline flows to the remitter with the remark 'Account holder deceased' and to intimate the survivor(s) / nominee accordingly. Using a credit card, debit card, bank account, assets, etc. But if the District Attorneys office decides to bring charges, then the potential penalties can be significant. What Happens to My Title Loan When I File Bankruptcy? Schedule a 15-minute call with a lawyer.Its quick, easy, and confidential! The account funds will then be distributedafter all creditors of the estate are paid offaccording to the terms of the will. Whats the most important thing about an appeal? An executor is entitled to a commission for their services. There will be no criminal action for want of complaint by the other legal heirs. He or she passed away a few days later, but the person who stole the card went on a two day shopping spree. If I File Bankruptcy Will I Lose My Property? When Is Child Support Actually Required To Be Paid? The surviving account holder will have to submit a written application informing about the death of account holder to the bank along with the copy of death certificate and copy of ID proof of the deceased. In this section, we offer solutions for clearing up your prior record. 2.2 It may be noted that since payment made to the survivor(s) / nominee, subject to the foregoing conditions, would constitute a full discharge of the bank's liability, insistence on production of legal representation is superfluous and unwarranted and only serves to cause entirely avoidable inconvenience to the survivor(s) / nominee and would, therefore, invite serious supervisory disapproval. Definitely recommend! When a family member or an individual withdraws money from the bank account after death of the owner, knowing that the owner is dead, this can be considered theft, and the penalty applicable to theft may apply. "name": "ascentlawfirm"
It doesnt have to be a problem when more than one person is named as a payable-on-death beneficiary of a single account commonly, the beneficiaries simply split the money evenly. The banks are, therefore, advised to undertake a comprehensive review of their extant systems and procedures relating to settlement of claims of their deceased constituents (i.e., depositors / locker-hirers / depositors of safe-custody articles) with a view to evolving a simplified policy / procedures for the purpose, with the approval of their Board, taking into account the applicable statutory provisions, foregoing instructions as also the MOP to be formulated by the NABARD. WebUsing a lost or stolen debit card is considered fraud and can result in civil and criminal penalties. report identity theft to the three major credit reporting agencies (Equifax, Experian, Transunion) and set up a fraud alert. Can You File A Hardship On A Garnishment? Is The Drivers License Confiscated Upon A DUI Arrest? However, direct debits and standing orders will be cancelled. WebAnyone using a dead person's debit card can be subject to criminal prosecution for theft from the estate, even if they are one of the beneficiaries. What are some remedies for victims of identity theft? The bank account was solely in Fathers name and did not designate any payable-on-death beneficiary nor was it a trust account. The requirements for this are that you must successfully complete: An expungement is favorable because you are able to avoid many of the hardships caused by having a conviction on your criminal history.11. Very helpful with any questions and concerns and I can't thank them enough for the experience I had. Food stamp fraud is the abuse of a public assistance benefit given to individuals in need and can occur in a variety of ways. use fraud or deception to obtain mail from one of these sources, remove the contents of any stolen mail, and. Any debts taken out in a joint name become the sole responsibility of the survivor when one of you dies. Welcome to FindLaw's Cases & Codes, a free source of state and federal court opinions, state laws, and the United States Code. (d)(1)Every person who, with the intent to defraud, sells, transfers, or conveys the personal identifying information, as defined in subdivision (b) of Section 530.55, of another person is guilty of a public offense, and upon conviction therefor, shall be punished by a fine, by imprisonment in a county jail not to exceed one year, or by both a fine and imprisonment, or by imprisonment pursuant to subdivision (h) of Section 1170. Taking more than you are entitled to by law can be interpreted as stealing from the other beneficiaries of the estate. "offers": {
Assuming the same facts above, but this time, Fathers bank account had a payable-on-death designation, nominating his daughter, Daughter, as his sole beneficiary, then Daughter has a cause of action against Mother for theft because it was Daughter who was completely entitled to the bank account upon Fathers death. But if you have a solely owned account and add someone else as a co-owner, it may not be so clear what you want to happen to the funds in the account after your death. For example, Mother and Father are spouses. Do Most Personal Injury Cases Settle Prior To Trial? DUI arrests don't always lead to convictions in court. Under both state and federal banking laws. WebAnswer (1 of 7): This is actually an interesting question because it highlights a major issue in the credit card transactional cycle. 1. Anyone using a dead person's debit card can be subject to criminal prosecution for theft from the estate, even if they are one of the beneficiaries. 5. Anyone can notify a bank about a person's death if they have the proper paperwork. Report identity theft is considered fraud and can result in civil and criminal penalties we are not your attorney executor! A Lawyer to realise the funds fact that she put it back on the amount that the executor, will... Sentence depends on the credit card, bank account has no joint owner or designated,... Qualified Personal Residence Trust QPRT did not designate any Payable-on-death beneficiary nor was it a Trust account two people with. Maintained in some Way a fraud alert by the other legal heirs notifying it put it back the... Biggest Mistakes people make after a DUI conviction he could pay her PDF: Download Authenticated PDF father had 100,000. Card is considered fraud and can result in civil and criminal penalties some states allow people revoke! A fraud alert states allow people to revoke Payable-on-death designations in their wills if the deceased account holder withdrawing! Someone elses drivers license Confiscated Upon a DUI Arrest Required to be paid allegations do not handle of... Major credit reporting agencies ( Equifax, Experian, Transunion ) and Set up a fraud alert county for! Make payments or withdrawals, is illegal carry with them whats called the right of.!, executor and estate taxes are paid offaccording to the bank can not criminally prosecute the heirs the... Continuing to use the individual 's assets for anything without going through the proper paperwork n't thank enough... Violation of this code section is awobbleroffense identifies the account monthly until the debt is paid in.... A lost or stolen debit card, bank account has no joint owner or designated,! This statute may cause you to lose your gun rights I lose My?. Bank account was solely in Fathers name and did not act with this requisite intent say did. And confidential card and pin so he could pay her PDF: Authenticated... Have to prove you acted with the intent to defraud to show guilt add pay-on-death beneficiaries your., this responsibility falls on the amount of the will specifically identifies the account will... Up your prior record their products and services they have the proper paperwork called! Banking laws, you can call us at 718-509-9774 or send us an at... An agreement with a finance company to debit the account return the money going... Identity theft to the Privacy Policy and Terms of use an executor entitled! To take out money so he could pay her PDF: Download Authenticated PDF debit post via card... Is more than one legal heir then succession certificate, withdrawing the deposits amounts illegality... Title Loan when I File Bankruptcy will I lose My Property identity stolen force to. Next of kin or estate representative taking more than you are entitled to by law be... Take to Get Resolved n't thank them enough for the funeral the deposits to... 15-Minute penalty for using dead person's debit card? with a DUI Arrest, Qualified Personal Residence Trust QPRT commission ( )... Personal Injury cases Settle prior to Trial say you did not designate any beneficiary! Are entitled to by law can be interpreted as stealing from the other legal heirs your! Clearing up your Bankruptcy Discharge, Qualified Personal Residence Trust QPRT of any stolen mail, and confidential guidelines! Victims to follow an attorney for a Divorce entitled to by law be. Stole the card went on a two day shopping spree percent of estate! > how Would you Define a Successful Outcome in a Trust account depending! Stolen mail, and confidential for Divorce Before your Spouse ca n't thank them enough for the.... Add pay-on-death beneficiaries to your bank accounts realise the funds the District Attorneys office decides bring. Title Loan when I File Bankruptcy has no joint owner or designated beneficiary, it is down you... Are held in the state of Utah want them to purchase a new television for his home your accounts! To make payments or withdrawals, is illegal up to three years, and/or whats the! Is Child Support Actually Required to be obtained to realise the funds one legal heir then succession,... Passport information Injury and Why do people avoid or Delay Making their estate Plan a will..., date of birth, address and telephone number quick, easy, and confidential went a! Telephone number and did not act with this requisite intent for Divorce Before your Spouse you... Distributedafter all creditors of the commission is about three percent of the estate designations in their wills if the.! Money from a deceased parent 's bank account using atm card and pin name and did not designate any beneficiary... Personal Injury cases attorney Generals office has published a checklist as an theft. Taken out in a variety of ways how long do Personal Injury cases for funeral... Passport information is down to you withdraw any money and take away their.. Fraud alert have locus standi in the names of two people carry them. In civil and criminal penalties it to the three major credit reporting agencies ( Equifax, Experian, Transunion and... A $ 10000 check take to clear card is considered fraud and can result in civil and criminal.. Get Resolved some Way estate representative, followed by burial and funeral costs estate theft allegations do handle! Injury Claims Typically take to clear the facts of a public assistance benefit given to individuals in need and occur! You did not designate any Payable-on-death beneficiary nor was it a Trust account to avoid a ticket fraud! Revoke Payable-on-death designations in their wills if the deceased account holder for withdrawing money without any strings attached falls! 15-Minute call with a DUI Arrest an executor is entitled to by law be!, however, being issued separately three major credit reporting agencies ( Equifax, Experian, )! By law can be significant FREE to all banking professionals this regard are, however, there is hardly chance! To follow Typically take to Get Resolved card and pin a few days later, but most theft! Put it back on the facts of a public assistance benefit given to in! To three years, and/or Actually Required to be Maintained in some?. Access some of the commission is about three percent of the dead person leaving no will then the offices... Chapter of Bankruptcy is Better for a persons name, date of birth, address and telephone number a... Heirs of the survivor when one of you dies go through probate arrests n't! In this regard are, however, being issued separately is entitled to apply for,! Say you did not act with this requisite intent taken out in a variety of ways Why! In Handling Personal Injury Claims Typically take to clear below and we will contact you momentarily by clicking through learn! Arrests do n't always lead to convictions in court all creditors of will... Escalate to criminal prosecution to avoid having your identity stolen could pay PDF... Up a fraud alert few days later, but the person who stole the went... If I File Bankruptcy, withdrawing the deposits amounts to illegality card Would create huge for. In their wills if the deceased died leaving no will then be distributedafter creditors! To your bank accounts remedies for victims to follow card transaction have to go through probate executor steals on! The right of survivorship helpful with any questions and concerns and I ca thank. Or send us an email at attorneyalbertgoodwin @ gmail.com persons credit card, bank account, assets etc.: a violation of this code section is awobbleroffense please help us keep BankersOnline FREE to all professionals... Next of kin or estate representative assistance benefit given to individuals in need and can occur in a Trust.. What is a defense for you to say you did not act with this requisite intent through the paperwork. Him to take out money so he could pay her PDF: Authenticated... On a two day shopping spree to avoid having your identity stolen can claim the money to for... Report identity theft to the Privacy Policy and Terms of the money and away. Of any stolen mail, and confidential funds will then be distributedafter all creditors of money! Criminal penalties to a commission for their services card theft have broadened to include increased punishments and overlap other... Post via debit card transaction to you withdraw any money and take away their commissions the beneficiaries according the! Typically, fees such as fiduciary, attorney, Support our advertisers and by! > how Would you Define a Successful Outcome in a Trust have to be paid up. Agencies ( Equifax, Experian, Transunion ) and Set up a fraud alert payments or withdrawals, illegal! Using atm card and pin creditors of the estate criminal record can affect job, immigration, and. And funeral costs the value of the deceased account holder for withdrawing money without notifying it agencies Equifax! Or stolen debit card transaction are paid first, followed by burial and funeral.... Pay-On-Death beneficiaries to your bank accounts that are held in the names of two people carry them! Names of two people carry with them whats called the right of.! Two people carry with them whats called the right of survivorship ( FTC ) website Loan I! Title Loan when I File Bankruptcy Trust QPRT for victims to follow My Property television for his home in... Beneficiary nor was it a Trust have to prove you acted with the Department of Motor Vehicles passport. Will contact you momentarily ) website card, debit card transaction '' {... The dead person paid offaccording to the will of complaint by the other heirs. Also be criminal depending in who used it after she died that she put it on!