Thanks for the great break down in how to handle this process. These cookies track visitors across websites and collect information to provide customized ads. You should be able to call this number for the following cards: Chase Ink Preferred Chase Ink Cash Chase Ink Unlimited United MileagePlus Club Business Card Hi Derek, I monitor all three reports too. Directions Sulfur Plant. I never did get a hard inquiry? All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. If you've established a solid repayment history, let them know. On Wednesday, submitted a pre-approval for Dell Preferred Account Financing that came back approved for $3500. It looks really bad in recon when you have a hand full of dormant cards from an issuer. (800) 707-0489 Senior Escalation Account Mgrs. By offering to maintain your current total credit limit, the bank may be more inclined to issue a new card. How long will it take for the card to ship? If you are pleasant and polite, you'll have a better chance of getting approved. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. If need be, ask if you can transfer credit from another older account to create the new one. Reminder: You do NOT receive an intro bonus when you product change. I got that message in my browser after applying, along with an email telling me I'd get a decision within 30 days. For example, if you try to open multiple accounts simultaneously, you may be denied solely because the issuer doesn't like to see too many credit inquiries on your report. Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet. Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. Then as an added bonus, they offered to expedite the card so I would have it within 1-2 days rather than 2+ weeks! Youll probably get put on hold a couple of times while the analyst checks on your profile and perhaps even checks with a superior regarding the approval decision. Its best to call within 30 days of denial. This site does not include all credit card companies or all available credit card offers that are on the market. Called the recon number and he said the real reason was due to my utilization was boarderline to high. I've only opened a discover it card. Free 1 Months of Paramount+ (Previously CBS All [100% Off Fees] Simon Mall Selling $1,000 Visa Chase Adds Pay-Yourself-Back Feature To Southwest IHOP: Free Short Stack Of Buttermilk Pancakes (2/28 A Beginners Guide To Bank Account Bonuses [2021 Best Bank Account Bonuses For February, 2023. Box 6000, Sioux Falls, SD, 57117. To check your personal Chase credit card application status by phone, call the application status line at 800-432-3117. I've had good luck with the executive office backdoor number, because I feel like they take better care of you. Call was perfunctory. I don't know who you managed to get a hold of at Wells but i have an account listed as bk not even a bk and i was pre-approved and could not get a recon they were impossible. Might need some type of proof so people believe you but yes there would definitely be a lot of interest, did this ever happen, link would be appreciated. If the stars align, youll immediately receive a Your Application Has Been Approved message. Tried recon, I was approved. But dont worry; a pending application does not automatically mean you will be denied. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. It will NOT be published. Overall, the Chase reconsideration line can help you get approved for cards that you were originally rejected for but you dont always have to resort to calling. what does that mean? I asked to have the card expedited and was told it would arrive in 1-2 business days. Follow the instructions to get to the credit card approval section of the directory. (800) 947-1444 - Credit Card Underwriting Services, About the author: Stephen Vanderpool is a former writer for NerdWallet. Pre-qualified offers are not binding. A hard inquiry will temporarily lower your credit score. If you are pleasant and polite, you'll have a better chance of getting approved. I was approved for the amex platinum card about almost 2 months ago. We have received your request for a Chase credit card. I lost the letter. I have an excellent FICO score, too. Like Amex and their $500/$1000 approvals, a $500 SL indicates a borderline approval for the card and going higher right now is probably very unlikely. Unless the BK is too recent for Chase, they may as well just tell you that then instead of the utilization line. What questions should I ask the Reconsideration people? I am super new to this site and to credit in general. (877) 721-9405 Personal Application Status Line Told him to take 8k from existing business and slide it to the new card. They had numbers to try! Sorry to possibly mess up your entire chart with this glaring mistake: Why do only the non-bullshitters get wine/beer? They would call Lending Services but probably not be in a position to assist further. Alternatively try 888-663-6262. I received a letter for confirmation of my application for chase freedom credit card. That rep is feeding you a load of crap. This information may be different than what you see when you visit a financial institution, service provider or specific products site. Original denial was turned into an approval when I offered to move credit line; I was told I would need to close one of my 3 current biz cards, not just move credit, as I was at the maximum amount of products allowed. I've gotten this email when applying for a chase business card. It's my first business card, so here's to hoping I can enter the weekend with good news! If you arent immediately approved, try calling the Chase reconsideration line to plead your case. All Rights Reserved. good luck. The cookies is used to store the user consent for the cookies in the category "Necessary". Scroll down to the bottom, and you will see a tab that says Application Status. I would suggest trying it again. They usually just want you to send proof of income. MORE: After credit card rejection, heres what to do. As stated above, Chase approved what they're comfortable with. In my experience, they are pretty accommodating but can be inquiry sensitive and they like to see that youre actually using their credit cards. Because they said the address on the card is for Names and date of birth Verifications. 866-865-7843 Spanish speaking number (they also speak English and generally people have more success calling this number). I still can'thelp butfeel they didn't get past the BK which of course is their prerogative. 2 weeks means they haven't finalized their decision but odds of approval are very good. If you call in to the automatic status checker and hear that youll be notified within 30 days, that just means that your application is still in limbo. Link to [Chase Approval Guide] (http://imgur.com/a/oXlPW). It does not mean you are destined for a denial you could have made a typo on your application, or you might need to confirm some of the information you submitted. Then, follow the directions mentioned in the article for checking the status of your application online. The person helped me get a credit limit increase. Oh boy. In the distant past, many personal Chase cards were not affected by the 5/24 rule. You can check your status online if you are a current Chase customer. I was not immediately approved. Chase Credit Card Reconsideration Personal: 1-888-270-2127, open: 8am-10pm Monday to Friday 8am-8pm Saturday & Sunday Business: 800-453-9719, open 1pm-10pm Monday to Friday J.P Morgan (for the Ritz-Carlton card ): 800-527-7415 Citibank Credit Card Reconsideration Personal: 800-695-5171 8am-Midnight everyday FTC's website on credit. How long can you wait to call reconsideration? Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. You have already been told no, it cannot get any worse. If that does not work, you can call them to see if you can do a PC. Chase Reconsideration Request Tips: You can recon for the Chase Freedom application, at least a few times before giving up. For business applications, call 800-453-9719. If you want to check on your application status, you can call in to the number below (theres not currently a way to check it online). To get both, you'll do the "Modified Double Dip . You might: To check your personal Chase credit card application status by phone, call the application status line at 800-432-3117. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. Please call us as soon as possible at 1-800-243-6010 Mon-Fri 8am to 10pm EST to discuss your application with a Customer Support Specialist. was it easy to talk to them to get things approved? I understand it's not half way but I've mendedmy relationshipwith a few banks that were IIBK. This is the one drawback to lowering your credit limits before you apply. Fast forward to 2015 when Katie discovered the world of points and miles. Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | FNBO Prime Visa | FNBO Evergreen | PenFed PCR | PenFed Gold | Navy cashRewards | Navy Platinum | Apple | Wells Fargo Active Cash | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohls | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line). At this point, you still dont have to call Chase reconsideration. He asked if for pre-approvals might cause that derogatory information to be stored if they did a soft pull from Experian (where that debt is still being reported)? (866) 408-4064 Credit Line Questions, Capital One CitiBank Executive Review Department, P.O. For other inquiries about your credit card status, call the customer service or application status numbers. Called the reconsideration line, the reviewed the application and approved me within minutes. (800) 481-8277 Business Application Status Line, Barclaycard Credit Card For NerdWallet by phone, call the application status by phone, call the application status phone. Be more inclined to issue a new card a current Chase customer distant,! When applying for a Chase business card, so here 's to hoping i can enter the weekend good! Card rejection, heres what to do a decision within 30 days boarderline to high of income as under! Card is for Names and date of birth Verifications dormant cards from issuer. A current Chase customer product change 6000, Sioux Falls, SD, 57117 affected. How long will it take for the card expedited and was told it would in. 481-8277 business application status by phone, call the customer service or application line! 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