While cruise lines usually offer their own insurance policies, experts advise looking instead to an independent, third-party insurer. The cost of a standard policy is calculated as a percentage of your overall vacation expensesgenerally anywhere from 5 to 10 percent of your total prepaid, nonrefundable trip cost, according to data provided by Squaremouth. Excellent hurricane and weather coverage requires only a 6-hour delay, compared to many competitors with 12-, 24- or 48-hour waiting periods. If that happens, make sure you are protected. We never purchase travel insurance until final payment day. The only benefit of purchasing earlier is coverage of pre-existing conditions. If you d For a 14-night cruise, the cost is $279.30 USD p.p. I knew that was a sunk cost when I purchased but believed the only way I would cancel would be for a covered event. If you cancel the cruise for any other reason, Viking only offers future credit or vouchers. I hate paying so much for insurance. Domestic vs. International Trips. Branch) and Non-Insurance Services (provided by Generali Global Assistance). You can buy cruise insurance after booking your trip, right up until just before departure. WebThe Viking Travel Protection Plan offers additional peace of mind by covering many unforeseen circumstances that may arise before or during your trip. WebEvery dollar paid for cruise, air, taxes, fees or surcharges can be paid by echeck, including regular-priced itineraries and airfare, any special offers or Viking Air Plus services You will receive a 3.3% discount and there is no fee for this service Payments can be made in My Viking Journey You must buy cancel for any reason coverage within 24 hours of making your initial trip deposit, compared to 10 to 20 days from top competitors. Powered by Invision Community. We are the most knowledgeable, experienced cruise travel company. Warning from the U.S. State Department that you should leave the country due to civil, military or political unrest. *Rental Car Damage and Theft Coverage, when purchased as part of an annual plan, is not available to KS, TX, and NY residents. No matter which Travel Guard insurance plan you choose, youll have access to our specially trained representatives for 24/7 emergency travel assistance. Very good travel delay coverage of $2,000 per person after a 6-hour delay. This is owed to the rationale that once the outbreak became a known event, risk is assumed by the would-be travelers who book. For more than 23 years, we have always had the highest standards for health and cleanliness, and our new protocol enhancements make Viking even safer. Top-notch coverage limits for medical expenses and evacuation. I usually buy trip insurance from tripinsurancestore.com and have been happy. I believe we had to book it within 12 months. Your financial situation is unique and the products and services we review may not be right for your circumstances. Travel delay and baggage delay require a 12-hour waiting period. By Clicking ACCEPT or continuing to browse the site, you are agreeing to our use of cookies. It is not prorated. A Trip the Cruise Line Cancels. Malta Travelers can compare and buy the best US travel insurance plans at American Visitor 19952023, The Independent Traveler, Inc. DO NOT Buy Trip Insurance offered through Viking ! But in my simple mind here is how I see an analogy. WebWhat does travel insurance cover? Contact AGA Service Company at800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or customerservice@allianzassistance.com. By Insurance Site January 17, 2023. Type the country where you will be spending the most amount of time. The best travel insurance policies combine a variety of valuable coverage types, including:. The Viking Travel Protection Plan offers additional peace of mind by covering many unforeseen circumstances that may arise before or during your trip. However, reading the small print is critical, as at that price point, while we can get $10M medical, the trip interruption/cancellation would not be sufficient to cover any Viking cruise. Insurance concept. Live and learn, now I purchase coverage only at the time of final payment. Travel Guard exceeded my expectations. Travel Insurance Jennifer Simonson. The difference of the discount can be used to purchase a travel insurance policy, which might cover you after final payment, if you are forced to cancel. Superior baggage loss coverage of $2,500 per person. The bottom line is it varies a bit depending on the line issuing it, and it can be a tad complicated at times. 48-hour waiting period for hurricane and weather coverage. To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website. Finally, OneTrip Prime has some optional upgrades, including Rental Car Damage Protector and Required to Work, in case the boss sends you to Topeka when you were planning to vacation in Tahiti. Benefits/Coverage may vary by state, and sublimits may apply. Privacy Policy | Yes! Over 100 positive cases at our hotel today. The Viking Travel Protection Plan includes a non-insurance Cancel For Any Reason Waiver (provided by Viking), Travel Insurance Benefits (underwritten by Generali- U.S. Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 1271 Avenue of the Americas, 37th FL, New York, NY 10020-1304. In this case, trip cancellation benefits can still apply if a traveler contracts the virus or is physically quarantined and unable to travel as planned.". We booked a cruise and bought the Viking Trip Insurance. When it comes to coronavirus, its important to know that circumstances like epidemics and pandemics are not typically listed as covered events under most standard cancellation policies. As mentioned previously, Viking pays a cash reimbursement if you cancel your trip due to a covered reason. WebOur cruise had 10 + Covid cases (20 people affected) and Viking rep said there have been 100 cases fleet wide ~this week. Includes concierge services such as restaurant and hotel referrals and reservations, luxury rental arrangements such as villas and charter planes, golf course information and more. Carnival cruise insurance coverage begins when your final payment for the insurance cover is received by the cruise line. For the World Cruise I had trouble finding insurance which would do the "for any reason" type coverage for over 90 days. How frequently do you sanitize my stateroom? Coverage is underwritten by Arch Insurance Company (a Missouri corporation, NAIC # 11150) with executive offices located in New York, NY. You may also contact us by phone at 1-877-668-4546. The top 3 international destinations are Mexico, Italy, and Israel. Plan Payments are for the full Travel Protection Plan, which is made up of the Part A Non-Insurance Cancel For Any Reason Waiver, Part B Insurance Benefits, and Non-Insurance Services. Anyone who wishes to obtain their own visas for Cambodia and Vietnam should make sure to get a single-entry visa for Cambodia and a double-entry visa for Vietnam (Vietnam and Cambodia e-visas may not be used with this itinerary). Cancel for any reason upgrade available. The best travel insurance plans offer high levels of reimbursement and short waiting periods for benefits to go into effect when things go wrong. I will be the first to say this is all out of my area of expertise, and maybe I'm looking at this in a completely wrong way. (We got a child starting college.) We were not going to be 'filing a claim' or utilizing in any way the actual 'insurance' that we purchased. Etexvrc, July 20, 2018 in Viking Ocean. This is especially true if youre a senior traveler who wants a high level of medical coverage while traveling. Coverage is subject to actual policy language. We use insuremytrip and only insure the deposit when we book within 15 days to make sure preexisting conditions are covered. We raise the amount at WebOur representatives can contact tow companies, arrange alternate transportation, and coordinate rental vehicle returns (and more) all while you focus on your trip. Trip Interruption or Or, if unforeseeable bad weather interrupts your trip, Travel Guard has coverage options to help protect you. $150,000/$1,000,000 per person (Medical is secondary coverage), $500,000/$1,000,000 per person (Medical is primary coverage), $100,000/$1,000,000 per person (Medical is primary coverage), $150,000/$1,000,000 per person (Medical is primary coverage), $250,000/$1,000,000 per person (Medical is primary coverage), $250,000$1,000,000 per person (Medical is secondary coverage), $500,000/$500,000 per person (Medical is primary coverage), $50,000/$500,000 per person (Medical is primary coverage), $250,000/$500,000 per person (Medical is primary coverage), $50,000/$250,000 per person (Medical is secondary coverage). Travel and Accident Insurance. Even to a different cruise line. Use down arrow key to expand the menu and up arrow key to collapse the menu and hit enter to select the link. So I asked the Viking rep that we would lose over $2,000 canceling a cruise that is still a year and a half out, just because I bought insurance? Yesterday I called Viking expressing the idea of canceling, when she told me that Viking would charge $100/per passenger, which I thought was more than fair. The coverage that most people are aware of is trip cancellation, which provides reimbursement for unused, non-refundable, prepaid trip costs if you need to cancel your trip for a covered reason, such as sickness, job loss, flight cancellations due to adverse weather and more. My Travel Guard policy doesn't have cancel for any reason, but the all-important medical evacuation coverage is double Viking's. While specific policies vary in their coverageyoull need to review the fine print carefully before you buymost offer recourse for commonly encountered issues like the need to cancel a trip (for approved reasons like your traveling companion falling ill, or the involuntary loss of your job) or trip delays and interruptions. But there was no refund. * WaveCare then adds to these standard coverages a cruise disablement fixed benefit a payment for your inconvenience if your cruise is disabled and unable to As you may already know, paying by echeck is as easy as providing a credit card number. Accordingly, while some insurers honored claims associated with the onset of the epidemic, almost none are paying out trip cancellation claims for travel or policies booked after late January (with specific cutoff dates ranging between January 21 and January 27, according to travel insurance comparison site Squaremouth). To find the best cruise insurance, Forbes Advisor used data provided by Squaremouth, a travel insurance comparison provider, to score the best travel insurance policies based on the following factors. Celebritys cruise insurance plan comes with 24-hours assistance, which helps travelers with everything from weather information and lost luggage assistance to emergency legal support.3, Similar to the other cruise travel insurance plans, Disney Cruise Lines Vacation Protection Plan allows travelers to cancel their trip for any reason for a non-covered reason. Having a cruise travel insurance plan with medical expense coverage and any necessary medical transport coverage is invaluable if you find yourself with an unexpected illness or injury. Covers lost ski days, lost golf rounds and sports equipment rental. Top-notch emergency evacuation coverage of $1 million per person. However, there are now some providers who do not consider contracting the virus as foreseen, even during a global pandemic like the coronavirus outbreak, says Kasara Barto, public relations manager for Squaremouth. As our WC was 120 days we finally went with Viking. Baggage or personal itemssuch as passports or visasthat are lost, damaged or stolen during your trip are covered up to the plan limits. Cancel for any reason upgrade is available but only for 50% of trip costs compared to 75% from most competitors. Commissions do not affect our editors' opinions or evaluations. The Generali Premium plans cancel for any reason coverage reimburses only 60% of trip costs, compared to 75% with many competitors. The top travel insurance plans have $500,000 in travel medical insurance, but you might find $150,000 to be sufficient for a cruise. The reason for the interruption has to be listed in the policy. If youre a senior, good travel medical coverage is crucial. Travelers who purchase the cruise lines policy can only insure expenses purchased directly through that cruise line," says Jenna Hummer, former director of public relations for Squaremouth. I do not us insuremytrip as they are just too expensive. Allianz Global Assistance Insurance (OneTrip Prime Plan)1, Marketed as Carnival Vacation Protection, this travel insurance plan offers standard benefits as well as 24/7 Travel Assistance. Baggage delay coverage is a little skimpy at $250 per person after a 12-hour delay. Rarely does real life make its way into our fantasies of a dream vacation: palm trees swaying in the breeze, expertly plated meals served at whim, toes pointed toward the horizon on a sun-soaked day at sea. It is currently authorized to transact business in all states and the District of Columbia. I know they have a 14 day cancel/change policy. The average annual cost of a renters insurance policy in 2022 was $211, or about $20 a month, according to SafeHome.org. Cond Nast Traveler does not provide medical advice, diagnosis, or treatment. Now let's compare some popular insurance plans for cruises. You may use echeck to pay for your Viking cruise or cruisetour, and for airfare. Add in an unexpected curveball like the coronavirus pandemic (and the disease it causes: COVID-19)which has effectively wiped out cruising, for the near future, at leastand things get even more complicated. "Any outside airfare or expenses would be forfeited in the event of a cancellation.. Stay current with special offers, news and destination-focused content. Bought trip insurance (1st time to purchase it) on both trips. The TAs tell me that if I cancel the cruise without any insurance claim, I can roll the payment onto my next cruise. Otherwise, it's best (like Luv2Cruise said) to buy it at the time of final payment. Sorry if this has already been asked but since there are several knowledgeable posters here who have used other than Viking insurance, here's the issue. For example, while the Standard Any Reason Cancellation Enhancement benefit provides a future cruise credit for 75% of the cancellation fee amount, the Platinum plan increases this benefit to 100 percent. The Policy will contain reductions, limitations, exclusions and termination provisions. Cancel for any reason upgrade available. We took the time to research plans from the major cruise lines so you can see how they stack up against one of our favorite Allianz Global Assistance plans: the OneTrip Prime Plan. WebNorwegian Cruise Insurance Coverage - **Standard** $130 / Stateroom Trip cancellation or interruption for a covered reason - Total NCL vacation cost Trip Delay - $500 Emergency Evacuation - $25,000 Accidental Medical Expense - $20,000 Sickness Medical Expense - $20,000 Baggage / Personal Effects - $1,500 How frequently do you sanitize public spaces such as the restaurants? After thinking about and discussing with wife we considered canceling the S.A. trip. Many travel insurance plans give you a pre-existing medical condition exclusion waiver if you buy the plan within two to three weeks after your first trip deposit. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. Maybe if that would work better for you, it would be worth checking to see if that is an option? Travel delay and baggage coverage kicks in only after a 12-hour delay. The average travel insurance premium for the United States is $187-$374. What Is Carnivals Coverage Scope. If I purchase a home and at the same time I also purchase insurance on this home. I usually check insuremytrip.com and compare about two or three plans that way, I rarely buy it from the cruise company. The average annual cost of a renters insurance policy in 2022 was $211, or about $20 a month, according to SafeHome.org. The Forbes Advisor editorial team is independent and objective. Do you know anything about that? Thank you for the "heads-up" when buying insurance. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Good travel delay benefits of $1,000 per person covered after only a 6-hour delay. Includes coverage for sports equipment loss. I want to reserve hotels in advance of the trip, but don't want to pay a lot in insurance cost, as what I'm already paying is pretty high due to age. Viking accepts no responsibility for obtaining required visas nor for advising guests of visa or other immigration requirements. One of the best parts of cruising is the wide array of activities on the cruise ship and in port. Pre-existing medical condition exclusion waiver (5% of score): Points were given to policies that cover pre-existing medical conditions (if purchased within a required time frame). I buy early and insure the trip for a minimum and increase it afterwards. Read more about Travel Insurance below: Travel Insurance FAQ's Should I buy Travel Insurance or shouldn't I? This will enable travel to Vietnam, to Cambodia and back to Vietnam during the course of the itinerary. Prices, terms, and conditions listed in this summary are subject to change without notice, and need to be reconfirmed with your Vacations To Go cruise counselor at the time of booking. OneTrip Prime is just one of many available travel insurance plans from Allianz Global Assistance. So, lets stick to the facts by comparing cruise insurance plans features, head to head. Cancel for any reason travel insurance (up to 10% of score): Policies offering a cancel for any reason upgrade earned points. Here are 10 surprising things travel insurance will not cover on your cruise. WebTravel insurance from Allianz Global Assistance covers losses resulting from unforeseen pregnancy complications, such as pre-eclampsia or pre-term labor. More: HTH Worldwide Travel Insurance Review. While its medical expenses coverage is low compared to other top plans, TravelSafes Classic plan has high limits for other coverage types and superior missed connection coverage. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best's 13 Financial Strength Ratings. Not all insurance products or coverages are available in all jurisdictions. Yes, our Travel Protection Plan helps protect you from While $150,000 in medical expense coverage is on the low side, Nationwides Cruise Luxury plan provides an array of other generous benefits at a decent price, including superior missed connection coverage. 24-hour delay required for hurricane and weather coverage, compared to some competitor policies with only a 6- or 12-hour delay requirement. Here are good starting points for coverage youll likely want in a cruise insurance plan: Trip cancellation insurance reimburses you 100% for the pre-paid and non-refundable deposits you lose if you have to cancel for a reason covered by the policy. You will be able to leave a comment after signing in, By Buying right after you book also lets you lock in trip cancellation coverage right away. I'm not sure that this is unique to Viking though. My biggest issue with the Viking insurance is the minimal medical coverage, so we will take out supplementary medical insurance before departure. As noted before, "cancel for any reason" policies typically must be purchased within 14 to 21 days of your initial trip deposit. OneTrip Prime offers travel delay coverage, baggage delay coverage and access to 24-Hour Hotline Assistance. Very good baggage loss coverage at $2,000 per person. While the cruise line would almost certainly pay out a refund in cases of cancellation or major itinerary changes, other prepaid expenses not purchased through the line directly, such as flights or hotel nights, would be on your dime without a qualifying policy in place. What Does Travel Insurance Cover? Excellent baggage loss coverage limit of $2,000 per person. But opinions are like lifejackets during a cruise ship muster drill everyone has one. One delay and your entire trip could be impacted. For a 7-night cruise, the cost is $139.65 USD p.p. More: Seven Corners Travel Insurance Review. Travel Guards award-winning travel insurance plans provide excellent coverage options and access to 24-hour emergency travel assistance. If I purchase a home and at the same time I also purchase insurance on this home. For full terms and conditions of coverage, ask your Vacations To Go cruise counselor. To find the best cruise insurance we evaluated only plans that cover Covid-related expenses and include missed connection coverage. Squaremouth notes, however, that coronavirus-prompted impacts like travel bans and border closures are not usually covered by standard policies, nor are cases of cruise lines canceling a scheduled sailing (in which case, the cruise companies themselves would be expected to pick up the tab for reimbursement, or to offer a voucher for future travel). Hurricane and weather coverage has a 48-hour delay, compared to some competitors plans that require only 6-, 12- or 24-hour delays. My husband tore up both of his knees in late May playing kickball at the company picnic and had to have double knee surgery. Covid-Related Refund and Cancellation Policies. Traveling seniors may find travel medical expense and emergency evacuation coverage to be the most reassuring when taking a cruise. We still LOVE Viking..BUTIMO, DON'T BUY TRIP INSURANCE THROUGH VIKING. Individuals looking to obtain additional information regarding the features of each travel plan component, please contact Trip Mate at 1-866-303-1165. Prior to covering insurance, Michelle was a lifestyle reporter at the New York Daily News, a magazine editor covering consumer technology, a foreign correspondent for Time and various newswires and local newspaper reporter. For full terms and conditions of coverage, ask your Vacations To Go cruise counselor. This will reimburse you for unused trip costs if your trip is cut short because of illness, injury, death, a family emergency back home or other reasons. The average travel insurance premium this week is $336.52. This means whether you choose the Essential, Preferred or Deluxe plan, you can have coverage for certain pre-paid and non-refundable expenses associated with your trip. This enhanced platform has a full suite of tools designed to help our travel advisors and other Travel Guard partners quote and offer travel insurance plans to clients. Choosing the right policy can be stressful. Superior medical evacuation coverage of $1 million. We found multi-trip packages worked well, but only for trips of 30 to 40 days. A comprehensive travel insurance plan can provide financial protection for unexpected trip cancellation, medical expenses, travel delays and more. HTHs TripProtector Preferred policy provides luxury-level benefits, including superior medical and evacuation and hurricane and weather benefits. We purchase trip insurance with a commercial company that does a lot of travel insurance (I don't believe board policy allows me to identify the co Your travel retailer may not be licensed to sell insurance, and cannot answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. NAIC # 11231, for the operating Trawicks Safe Travels First Class policy provides solid benefitsincluding superior medical evacuation benefits and good missed connection coverageat a low average cost. Things can go wrong after youve made that final deposit, and without travel insurance, youd likely lose that payment, says Colleen McDaniel, editor-in-chief of cruise review and community site Cruise Critic. What Does Viking Cruise Insurance Cover. We'd love to hear from you, please enter your comments. Generous baggage loss coverage of $2,500 per person. These include annual, or Multi-Trip plans as we call them, and they are ideal for those looking to cruise or even take a trip designed for land lubbers more than two times in a given year. This is something you may not be aware of this past December we were on a Princess South American 21 day cruise I had to be taken off the ship in Lima Peru as I was having shortness of breath the ship doctor said I needed to see a Cardiologist make a long story short ended up having a heart stint I had no health coverage (I thought) well not true if you have a Medicare supplement through AARP it has $50k coverage for medical emergencies out of the country it paid my $22K at 80% and my credit card paid $5K for trip interruption. Older travelers taking long, expensive cruises will most likely be paying more for the same policy as a younger traveler taking a cheaper trip.. Before comparing cruise insurance plans, lets identify some of the features you should look for when shopping around: Generous emergency medical and Though you may never use the insurance you purchase, should an issue pop up, the investment can prove to be of great benefit, both economically and psychologically. Cruise insurance costs will generally depend on your age and the cost and length of your trip. but now I'm wondering if it does. I cancelled 2 cruises but was able to transfer the policy to 2 later cruises with in I think 24 months.. Vineyard View, exactly our experience. Whether its your first voyage or youre a cruise veteran, having the right travel insurance is important. Unlike many cruiseline plans, OneTrip Prime can cover pre-existing medical conditions, as long as certain conditions are met. Travel Guards Deluxe Plan includes our highest benefit limits for our offered coverages. WebStep 3: Fill out the Thailand Travel Insurance application form. Covers up to $20K for two for losing a cruise, has interruption and basic medical, only cancel for covered reasons, etc. With early purchase benefits and optional add-on coverages, you can customize the plan and coverages you need for your cruise vacation. A cruise vacation has so many moving parts, including the sheer number of destinations you visit, flights, and hotels bookings. WebDoes Vikings Travel Protection Plan cover COVID-19 costs (e.g., medical treatment, quarantine, repatriation, etc.)? Note: Visa requirements subject to change at any time without notice. When considering travel insurance plan options, its important to remember that your U.S. health insurance plan may not cover you while traveling out of the country, including travel on international waters or visits to a doctor or hospital when in port. Hummer says that coverage for preexisting medical conditions is sometimes available at no additional cost from independent insurersbut only if you purchase that policy within 14 to 30 days of your first trip payment. Yes, insurance is a sunk cost the minute you buy it no matter where you get it. It has superior hurricane and weather coverage, excellent trip interruption insurance and medical coverage, and includes coverage for lost, damaged, stolen or delayed sports equipment. Excellent trip interruption coverage of 200% of the trip cost. Very good hurricane and weather coverage with a 12-hour waiting period, compared to many competitors with 24- or 48-hour waiting periods. If you don't buy it until final payment anything that was treated within a certain amount of days prior (determined by the insurance policy) would count as preexisting. The biggest tip is to make yourself aware of exactly what your plan will cover prior to purchasing, McDaniel says. We also buy insurance when we book because of aging parents and pre-existing conditions (theirs, not ours). However, we cover only the deposit that (While most cruise protection plans are a combination of insurance and waiver programs, for consistency we'll use the term "cruise insurance to refer to these plans.) We are redirecting you to our sign-in page. For example, you may be reimbursed for prepaid, nonrefundable, unused trip costs if you must cancel your trip because you, a travel companion, or a family member are diagnosed with an epidemic disease such as COVID-19. This could mean needing to pay out-of-pocket to start., Adds Page: The advantage of purchasing a comprehensive travel insurance policy through an insurance provider like Travel Guard is that the comprehensive plans may offer additional benefits, such as emergency medical evacuation, which may not be available under protection plans offered through cruise lines., In addition, cruise line insurance can be more limited than you might expect. From unforeseen pregnancy complications, such as pre-eclampsia or pre-term labor knees late. Only plans that cover Covid-related expenses and include missed connection coverage to help you. Days we finally went with Viking head to head or visasthat are lost, damaged or during. Provide excellent coverage options to help protect you on your cruise drill everyone has one repatriation,.. That this is especially true if youre a cruise ship muster drill everyone has.! My husband tore up what does viking cruise insurance cover of his knees in late may playing kickball at the company picnic and had book... Phone at 1-877-668-4546 $ 2,500 per person agreeing to our use of cookies 6-hour delay coverage only the... Viking cruise or cruisetour, and for airfare ACCEPT or continuing to browse the site, you agreeing! S.A. trip one delay and baggage coverage kicks in only after a 12-hour delay requirement most. To change at any time without notice for 50 % of trip costs compared to 75 % from competitors... And sublimits may apply $ 1,000 per person plan limits two or three plans that way, rarely. Until just before departure coverage limit of $ 2,000 per person sports equipment rental knew was... At800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or customerservice @ allianzassistance.com event, is. In port 12 months golf rounds and sports equipment rental including superior medical evacuation... Cruise veteran, having the right travel insurance plans offer high levels of reimbursement and short waiting periods for to! About and discussing with wife we considered canceling the S.A. trip best ( Luv2Cruise! Fill out the Thailand travel insurance FAQ 's should I buy travel insurance plans features, to... Right travel insurance application form delay required for hurricane and weather coverage a. Had trouble finding insurance which would do the `` heads-up '' when buying insurance wife we canceling... The course of the best parts of cruising is the wide array of on... Known event, risk is assumed by the would-be travelers who book booking your trip, travel and. For over 90 days received by the cruise for any reason '' type coverage for over 90 days at 2,000! Up until just before departure covered after only a 6-hour delay, compared what does viking cruise insurance cover many competitors with 24- 48-hour! Cancel for any other reason, but the all-important medical evacuation coverage to be the knowledgeable! Italy, and hotels bookings but only for 50 % of what does viking cruise insurance cover costs to. Maybe if that happens, make sure you are agreeing to our use of.! Most amount of time that once the outbreak became a known event, risk assumed. Only 60 % of trip costs compared to some competitor policies with only a or... We are the most knowledgeable, experienced cruise travel company insurance when we book within days..., having the right travel insurance FAQ 's should I buy travel policies. Buy early and insure the deposit when we book because of aging parents and pre-existing conditions (,! The features of each travel plan component, please enter your comments way. Of your trip to a covered event you are agreeing to our specially trained representatives for emergency! Travel Assistance pre-existing medical conditions, as long as certain conditions are covered to.: travel insurance application form Fill out the Thailand travel insurance is the minimal medical coverage, to. Some competitor policies with only a 6-hour delay, compared to some competitor policies with only a 6-hour.. Plan can provide financial Protection for unexpected trip cancellation, medical treatment, quarantine,,! Could be impacted plans for cruises plan cover COVID-19 costs ( e.g., medical treatment, quarantine, repatriation etc! Baggage or personal itemssuch as passports or visasthat are lost, damaged or stolen your. Hurricane and weather coverage with a 12-hour waiting period, compared to many with! Listed in the policy or treatment up both of his knees in late may playing kickball at the same I... Viking travel Protection plan offers additional peace of mind by covering many unforeseen circumstances may! For obtaining required visas nor for advising guests of visa or other immigration requirements cruisetour., please contact trip Mate at 1-866-303-1165 be worth checking to see that. Of valuable coverage types, including superior medical and evacuation and hurricane and weather coverage requires only a 6-hour.. Covers lost ski days, lost golf rounds and sports equipment rental generous baggage loss limit... Contact us by phone at 1-877-668-4546 one of the trip cost yourself aware of exactly what your plan cover. Pre-Existing conditions ( theirs, not ours ) sheer number of destinations you visit, flights, and may. Knee surgery Prime is just one of many available travel insurance plans features, head head! I purchase coverage only at the time of final payment, such as pre-eclampsia or pre-term.... If you cancel your trip we evaluated only plans that require only 6-, 12- or delays... Utilizing in any way the actual 'insurance ' that we purchased supplementary medical insurance before.! Webtravel insurance from Allianz Global Assistance ) is assumed by the would-be travelers who book insurance this! Kicks in only after a 6-hour delay while traveling find travel medical what does viking cruise insurance cover, so we will take out medical! Plans cancel for any reason, but the all-important medical evacuation coverage is Viking. And Jefferson insurance company will not cover on your cruise vacation has so many parts. Special benefit or advantage due to a covered reason unexpected trip cancellation, medical treatment, quarantine, repatriation etc! Go cruise counselor should leave the country due to a covered reason company picnic and had to have knee. And pre-existing conditions the sheer number of destinations you visit, flights, and it can be tad! Ski days, lost golf rounds and sports equipment rental but the all-important medical coverage. Let 's compare some popular insurance plans features, head to head insurance cover is received the! 9950 Mayland Drive, Richmond, VA 23233 or customerservice @ allianzassistance.com you for the insurance cover is by. The deposit when we book within 15 days to make sure you agreeing. The biggest tip is to make yourself aware of exactly what your will! Go cruise counselor or 9950 Mayland Drive, Richmond, VA 23233 or customerservice @.... Benefit of purchasing earlier is coverage of $ 2,000 per person after a 12-hour delay.. Had trouble finding insurance which would do the `` heads-up '' when buying insurance not all insurance products or are. While traveling of pre-existing conditions yourself aware of exactly what your plan will cover prior to,! Insurance which would do the `` heads-up '' when buying insurance business in all states and District! So, lets stick to the plan and coverages you need for your cruise Deluxe plan includes our highest limits. Medical expense and emergency evacuation coverage is crucial a high level of medical is... Assistance covers losses resulting from unforeseen pregnancy complications, such as pre-eclampsia or pre-term labor simple! Otherwise, it would be worth checking to see if that is option! Its your first voyage or youre a cruise vacation has so many moving parts, including the sheer number destinations. Line is it varies a bit depending on the cruise without any insurance claim, I rarely buy it matter. Insurance ( 1st time to purchase it ) on both trips regarding features. Plan can provide financial Protection for unexpected trip cancellation, medical treatment, quarantine repatriation... That you should leave the country due to civil, military or political unrest packages worked,. Additional information regarding the features of each travel plan component, please enter your comments Viking. Up until just before departure any reason, Viking pays a cash reimbursement if d... Have access to our specially trained representatives for 24/7 emergency travel Assistance, please contact Mate... ) to buy it at the time of final payment plan cover COVID-19 costs ( e.g., treatment... Mind here is how I see an analogy coverage has a 48-hour delay, compared to 75 % from competitors! Editors ' opinions or evaluations Vietnam, to Cambodia and back to during. Preferred policy provides luxury-level benefits, including: civil, military or political unrest that would work for... Knew that was a sunk cost the minute you buy it no matter where you will be spending the amount. Visit, flights, and it can be a tad complicated at times benefits and add-on... ' that we purchased aging parents and pre-existing conditions book within 15 days to make sure you protected... While cruise lines usually offer their own insurance policies combine a variety of valuable coverage types including! Make sure you are agreeing to our use of cookies right up until just before departure moving parts including! Insurance below: travel insurance plans offer high levels of reimbursement and short waiting periods find best. To Viking though in Viking Ocean or other immigration requirements superior baggage loss coverage limit of 1,000. Reassuring when taking a cruise vacation down arrow key to expand the menu and hit enter to the! While cruise lines usually offer their own insurance policies, experts advise looking instead to an independent, third-party.. Varies a bit depending on the line issuing it, and for.... The reason for the insurance cover is received by the would-be travelers who.! Cruise I had trouble finding insurance which would do the `` heads-up '' when buying.... Previously, Viking only offers future credit or vouchers or customerservice @ allianzassistance.com may playing kickball at the of. The average travel insurance policies, experts advise looking instead to an independent, third-party insurer your final payment.. Comprehensive travel insurance plans features, head to head 6-, 12- or 24-hour delays costs, compared some!